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This Ramsey advice might help clarify whether life insurance is a necessary purchase.
Who really needs life insurance? This can be a complicated question to answer, especially since it's important to think about both current and future situations when deciding whether it makes sense to spend hard-earned money from your bank account on this kind of insurance protection.
If you're on the fence about whether buying life insurance makes sense for you, perhaps some clarity could come from this advice from Dave Ramsey on three reasons why a term life policy could be necessary.